Limit and Processing Time for API Transaction

Modified on Mon, 11 Sep, 2023 at 1:06 AM

Gain insights into the maximum and minimum limits, as well as the processing times, for local and international API transactions. Discover how quickly your funds can be transferred and ensure you stay within the specified limits for a seamless payment experience.


Table of Contents


Local API Transaction


Limit and Transaction Processing Time

When it comes to local API transactions, we have specific limits in place to ensure secure and reliable transfers. The following table outlines the maximum and minimum limits transfer funds for bank transfers, virtual accounts, and e-wallets:


Transfer Funds to Bank

Minimum-Maximum Limit and Processing Time for Bank

Bank Name

Min & Max Amount (IDR)

Processing Time

BANK NEGARA INDONESIA 

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

> 2.000.000.000

Please contact our BD Team before proceed the transaction

BANK MANDIRI  

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

> 2.000.000.000

Please contact our BD Team before proceed the transaction

BANK RAKYAT INDONESIA 

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

> 2.000.000.000

Please contact our BD Team before proceed the transaction

BANK DANAMON INDONESIA 

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

> 2.000.000.000

Please contact our BD Team before proceed the transaction

BANK OCBC NISP 

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

BANK DBS INDONESIA

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

BANK CIMB NIAGA 

10.000 - 250.000.000

Real-time

250.000.001 - 2.000.000.000

Sameday

BANK PERMATA 

10.000 - 500.000.000

Real time

500.000.001 - 2.000.000.000

Instruction before 12PM: Sameday

After 12PM: T+1 Working Days

BANK CENTRAL ASIA 

10.000 - 500.000.000

Real time

500.000.001 - 2.000.000.000

Instruction before 12PM: Sameday

After 12PM: T+1 Working Days

BANK SYARIAH INDONESIA, 

10.000 - 500.000.000

Real time

500.000.001 - 2.000.000.000

Instruction before 12PM: Sameday

After 12PM: T+1 Working Days

BANK ACEH

10.000 - 50.000.000

Real-time

BPD ISTIMEWA ACEH SYARIAH

10.000 - 250.000.000

Real-time

BANK RAKYAT INDONESIA AGRONIAGA 

10.000 - 250.000.000

Real-time

BANK AMAR INDONESIA

10.000 - 250.000.000

Real-time

BANK ANTAR DAERAH

10.000 - 50.000.000

Real-time

BANK ANZ INDONESIA

10.000 - 250.000.000

Real-time

ARTAJASA PEMBAYARAN ELEKTRONIK

10.000 - 50.000.000

Real-time

BANK ARTHA GRAHA INTERNASIONAL 

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH BALI

10.000 - 250.000.000

Real-time

BANGKOK BANK PUBLIC CO.LTD

10.000 - 50.000.000

Real-time

BANK BANTEN

10.000 - 250.000.000

Real-time

BANK BARCLAYS INDONESIA

10.000 - 50.000.000

Real-time

BANK BCA SYARIAH

10.000 - 250.000.000

Real-time

BPD BENGKULU

10.000 - 250.000.000

Real-time

BANK BISNIS INTERNASIONAL

10.000 - 50.000.000

Real-time

BANK PEMBANGUNAN DAERAH JABAR DAN BANTEN

10.000 - 250.000.000

Real-time

BANK JABAR BANTEN SYARIAH

10.000 - 250.000.000

Real-time

BANK BNP PARIBAS INDONESIA

10.000 - 250.000.000

Real-time

BANK OF AMERICA NA

10.000 - 250.000.000

Real-time

BANK TABUNGAN NEGARA

10.000 - 250.000.000

Real-time

BANK TABUNGAN NEGARA  UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK TABUNGAN PENSIUNAN NASIONAL

10.000 - 250.000.000

Real-time

BANK TABUNGAN PENSIUNAN NASIONAL SYARIAH

10.000 - 250.000.000

Real-time

BANK KB BUKOPIN 

10.000 - 250.000.000

Real-time

BANK SYARIAH BUKOPIN

10.000 - 250.000.000

Real-time

BANK BUMI ARTA

10.000 - 250.000.000

Real-time

BANK BUMIPUTERA

10.000 - 250.000.000

Real-time

BANK CAPITAL INDONESIA

10.000 - 250.000.000

Real-time

KC JPMORGAN CHASE BANK, N.A.

10.000 - 250.000.000

Real-time

KC BANK OF CHINA LIMITED

10.000 - 250.000.000

Real-time

BANK CHINA CONSTRUCTION BANK INDONESIA, 

10.000 - 250.000.000

Real-time

BANK CTBC INDONESIA

10.000 - 250.000.000

Real-time

BANK CIMB NIAGA  - REKENING PONSEL

10.000 - 50.000.000

Real-time

BANK CIMB NIAGA  - UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

CITIBANK

10.000 - 250.000.000

Real-time

BANK COMMONWEALTH

10.000 - 250.000.000

Real-time

BANK DANAMON INDONESIA UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

DEUTSCHE BANK AG.

10.000 - 50.000.000

Real-time

BANK PEMBANGUNAN DAERAH DIY

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH DIY UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK DKI

10.000 - 250.000.000

Real-time

BANK DKI UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK FAMA INTERNATIONAL

10.000 - 250.000.000

Real-time

BANK GANESHA

10.000 - 250.000.000

Real-time

BANK KEB HANA INDONESIA

10.000 - 250.000.000

Real-time

BANK HARDA INTERNATIONAL

10.000 - 250.000.000

Real-time

BANK HSBC INDONESIA

10.000 - 250.000.000

Real-time

BANK ICBC INDONESIA

10.000 - 250.000.000

Real-time

BANK INA PERDANA

10.000 - 250.000.000

Real-time

BANK INDEX SELINDO

10.000 - 250.000.000

Real-time

BANK OF INDIA INDONESIA 

10.000 - 50.000.000

Real-time

BANK PEMBANGUNAN DAERAH JAMBI

10.000 - 250.000.000

Real-time

BANK JASA JAKARTA

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH JAWA TENGAH

10.000 - 250.000.000

Real-time

BPD JAWA TENGAH UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH JATIM

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH JATIM - UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK JTRUST INDONESIA 

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH KALBAR

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH KALBAR - UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH KALSEL

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH KALSEL - UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BPD KALIMANTAN TENGAH

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH KALTIM

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH KALTIM - UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH LAMPUNG

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH MALUKU

10.000 - 250.000.000

Real-time

BANK MASPION INDONESIA

10.000 - 250.000.000

Real-time

BANK MAYAPADA INTERNASIONAL, TBK

10.000 - 250.000.000

Real-time

BANK MAYBANK INDONESIA 

10.000 - 250.000.000

Real-time

BANK MAYBANK SYARIAH INDONESIA

10.000 - 250.000.000

Real-time

BANK MAYORA

10.000 - 250.000.000

Real-time

BANK MEGA SYARIAH

10.000 - 250.000.000

Real-time

BANK MEGA 

10.000 - 250.000.000

Real-time

BANK MESTIKA DHARMA

10.000 - 250.000.000

Real-time

BANK MITRANIAGA

10.000 - 50.000.000

Real-time

THE BANK OF TOKYO MITSUBISHI UFJ LTD.

10.000 - 250.000.000

Real-time

BANK MIZUHO INDONESIA

10.000 - 250.000.000

Real-time

BANK MNC INTERNASIONAL 

10.000 - 250.000.000

Real-time

BANK MUAMALAT INDONESIA

10.000 - 250.000.000

Real-time

BANK MULTI ARTA SENTOSA

10.000 - 250.000.000

Real-time

BANK NATIONALNOBU

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH NTB

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH NTT

10.000 - 250.000.000

Real-time

BANK OCBC NISP  - UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

PANIN BANK 

10.000 - 250.000.000

Real-time

BANK PANIN SYARIAH

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH PAPUA

10.000 - 250.000.000

Real-time

BANK PERMATA  UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

PRIMA MASTER BANK

10.000 - 250.000.000

Real-time

BANK QNB INDONESIA 

10.000 - 250.000.000

Real-time

THE ROYAL BANK OF SCOTLAND N.V.

10.000 - 50.000.000

Real-time

BANK RESONA PERDANIA

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH RIAU KEPRI

10.000 - 250.000.000

Real-time

BANK DIGITAL BCA

10.000 - 250.000.000

Real-time

BANK SAHABAT SAMPOERNA

10.000 - 250.000.000

Real-time

BANK SBI INDONESIA

10.000 - 50.000.000

Real-time

BANK SHINHAN INDONESIA

10.000 - 250.000.000

Real-time

BANK SINARMAS

10.000 - 250.000.000

Real-time

BANK SINARMAS UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

STANDARD CHARTERED BANK

10.000 - 250.000.000

Real-time

BANK SULSELBAR

10.000 - 250.000.000

Real-time

BPD SULAWESI SELATAN DAN SULAWESI BARAT UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BPD SULAWESI TENGAH

10.000 - 250.000.000

Real-time

BPD SULAWESI TENGGARA

10.000 - 250.000.000

Real-time

BANK SULUT

10.000 - 250.000.000

Real-time

BPD SUMATERA BARAT

10.000 - 250.000.000

Real-time

BPD SUMSEL DAN BABEL

10.000 - 250.000.000

Real-time

BPD SUMSEL DAN BABEL UNIT USAHA SYARIAH

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH SUMUT

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH SUMUT UUS

10.000 - 250.000.000

Real-time

BANK UOB INDONESIA

10.000 - 250.000.000

Real-time

BANK VICTORIA INTERNATIONAL

10.000 - 250.000.000

Real-time

BANK VICTORIA SYARIAH

10.000 - 50.000.000

Real-time

BANK WOORI SAUDARA INDONESIA 1906 

10.000 - 250.000.000

Real-time

BANK YUDHA BHAKTI

10.000 - 250.000.000

Real-time

BANK INDONESIA

10.000 - 250.000.000

Real-time

BANK PEMBANGUNAN DAERAH RIAU KEPRI SYARIAH

10.000 - 50.000.000

Real-time

BANK OKE INDONESIA

10.000 - 250.000.000

Real-time

BANK JAGO 

10.000 - 250.000.000

Real-time

Bank Mantap

10.000 - 250.000.000

Real-time

BPR KS

10.000 - 50.000.000

Real-time

IBK

10.000 - 250.000.000

Real-time

BANK KESEJAHTERAAN EKONOMI

10.000 - 250.000.000

Real-time

Bank NTB Syariah

10.000 - 250.000.000

Real-time

Bank BPD Kaltim

10.000 - 250.000.000

Real-time

Bank Jago Syariah

10.000 - 250.000.000

Real-time


Transfer Funds to Virtual Account

Minimum-Maximum Limit and Processing Time for Virtual Account

Virtual Account Name

Min & Max Amount (IDR)

Processing Time

Virtual Account Bank Mandiri

10.000 - 1.000.000.000

Sameday

Virtual Account Bank BRI

10.000 - 1.000.000.000

Sameday

VIrtual Account CIMB

10.000 - 1.000.000.000

Sameday

Virtual Account Bank Permata

10.000 - 1.000.000.000

Sameday


Transfer Funds to E-Wallet

Minimum-Maximum Limit and Processing Time for E-wallet

E-wallet Name

Min & Max Amount (IDR)

Processing Time

OVO

Unverified / Non-premium Account : 2.000.000*

Verified / Premium Account : 20.000.000*

Real-time

Link Aja

Unverified / Non-premium Account : 2.000.000*

Verified / Premium Account : 20.000.000*

Real-time

Dana

Unverified / Non-premium Account : 2.000.000*

Verified / Premium Account : 20.000.000*

Real-time

GO-PAY

Unverified / Non-premium Account : 2.000.000*

Verified / Premium Account : 20.000.000*

Real-time

SHOPEE PAY

Unverified / Non-premium Account : 2.000.000*

Verified / Premium Account : 20.000.000*

Real-time

*When conducting disbursements to an e-wallet, please note that each e-wallet has set limitations on the balance that users can maintain within their accounts. If a disbursement would result in the user exceeding this designated maximum balance, the transfer will fail.

 

International API Transaction


Minimum and Maximum Limit

For international API transactions, the minimum and maximum limits can vary depending on the specific country and currency involved. To provide you with accurate and up-to-date information, we recommend referring to our relevant article on international transaction limits.


Transaction Processing Time

In terms of processing times, international transactions can differ significantly based on the destination country and the corresponding banking systems. To gain insights into the processing times for specific countries and currencies, we suggest referring to our dedicated article on international transaction processing: International Transfer SLA. In case the transaction failed, you can find the potential causes behind failed transactions here.


Understanding the limits and processing times for API transactions is crucial for efficient and successful payment operations. Whether you are engaging in local transfers or international transactions, being aware of the limits and processing times ensures a smooth and reliable experience. Should you have any further inquiries or need assistance, please don't hesitate to reach out to our dedicated support team.




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